Im curious im sure others are too. I personally own my car. What about you guys????

 

"my car" is actually my parents car registered under my dads name. I am only 16 though and this is in New Jersey. I don't get my fully unrestricted license until I am 18. When I turn 17 I get a graduated license.

 

I think you'll find that me along with 99% of the people on the org own their Maxima's.

 

I stole my car..

 

Still payin' the bank...36 months and it'll be all mine!

 

I thought you just drove it that way

 

well I fall into two of the above catagories...I'm a spoiled brat whose father is leasing the car(worst thing he ever did) and that's about it...I do work, so does that lower my bratyness?

 

What kind of a question is this.. My WIFE owns it...

 

Hey, Im not alone

 

when someone asks, i say i own it. yet it's financed ... so i only own a bit of it. but it's in my name, so i'll own the whole thing someday ... unless i refinance again ... or trade it in on a newer one ...

is there anyone in america who actually owns their car anymore, especially one that's less than a few years old? what i mean is, when i say "own a car" i assume, "own a part, bank owns the rest", as opposed to leased, or borrowed, or belongs to dad or wife or company.

long story short, i wanted to check the first two ...

 

I am a spoiled brat... I got my car as my college graduation gift...

 

you think your spoiled, i got my max as a graduation gift from hs.

 

I must disagree with your comment in the vote selection that leasing is the worst thing to do. I realize that it is more costly than owning, that is a given, but I have found some distinct advantages to leasing if one is willing to absorb that cost.

First of all I get a brand new car every three years. I like that. Secondly, the car is usually under full warranty for the whole period, another plus. Third, I don't have to hassle with selling or trading one in at a wholesale price. I just give the dealer the old car when the lease is up and pick out a new one.

 

I agree. I don't see many people keeping their Max for more than
3 years anyways. Something better comes along and they buy that.
If you just cycle through cars you might as well lease. Unless
you drive 20k miles a year or more.

 

me too.

 

Im paying for the car myself and Im only 20yrs old.

Chris

 

And to add to that... very few people actually ever OWN their car. Most trade it in before they ever see that infamous title. And by trading it in you can easily loose more money in that transaction than what leasing would have cost you.

Besides, leasing forces me to keep cars for 3 years (which I never did before) and frees up my other cash to buy a second fun car (like the '95 Supra TT 6-speed that I had for 3 1/2 years...paid cash for that!).

 

I own my Max and im sure it got a couple of years left in it bc I abuse the hell out of my car. My next ride is gonna for sure be the G35 unless something else comes out thats more appealing.

 

you think your spoiled, i got two max as graduation gift, one from hs, one from college.

 

I own my Max. I have the title. But I owe the bank $19k still.
Maybe different banks do it differently, but I have the title to my car. I can sell it to whomever I wish whenever I wish for however much I wish.

Which one do I check?

 

I seriously doubt you have a clear title, what kind of loan do you have? The bank is usually listed as a lien on the title, and has to be paid up before the title is released. If you have the title and the bank is listed as a lien, you can't sell it until the bank signs off on it.

 

You think you're spoiled? I got Four max as graduation gift. One from MS, one for HS, one for College, one for getting a JOB.

Just kidding. Couldn't help it. Lucky man you are.

 

 

I bought my car using a unsecured line of credit so I own it outright. I just happen to owe the bank money as well. They don't know what I used the money for though so my title is clear.

 

I own it. Paid cash (well, bank check) in full the day I picked it up.

Ahh, the miracle of stock options...

 

actually if you driver less than 15k a year. it's smarter to lease. most of us finance for 5 years. assuming you put 1000 down, you probably pay $500-$500/month. in 3 years you sell it or trade it in and you're lucky if you make enough to pay the bank for what you still owe. when you lease you put down $1000-$1500, montly payments are around $350-$400. after 3 years you give the car back and if you lease another one from the same dealer they will most likely roll the down payment or give you some kind of deal.
It suck I have to drive 65 miles a day.

 

this is so wrong... it only makes sense to lease if

1. you absolutely can't afford a new car but *need* one. My wife and I needed a reliable 4WD vehicle because we lived on a mountain.

2. you, without a doubt WILL get a new car every 3 years. My father refused to drive a car in its fourth year (he's weird like that). If you plan to keep the car longer, a lease is dumb.

 

i own mine and all the other cars i had in the past.

 

spoiled... 2nd max...

 

I own my 00 SE, NMAC loan was recently paid off. It was very nice getting the title in the mail!
My previous Max, 97 GLE was leased because I had 2 offices and could write off part of the lease on my taxes. Now I have only one office so leasing did not make as much sense.
The worst part of leasing ( I leased 4 in a row) was the wear and tear crap they pull at the end of the lease. It's blackmail to get another car from the same dealer/manufacturer