Repoed
08-22-2011 | 10:14 AM
#81
Banned
Joined: Aug 2011
Posts: 24
From: SoCal
Don't everyone do the same thing? You see stuff on TV that claim to work...you order it and its garbage, Friends that we thought were friends turn out to be backstabbers, BARBERS then you end up with crooked hairlines, CAR DEALERS and you end up with LEMONS....the list goes on and on. Take your car to a CERTIFIED professional mechanic with insurance...STOP trying to cut corners being CHEAP and do things the right way. But to say someone is a HIPOCRITE just because they car got repoed AND not having sufficient information on their situation is kind of harsh and jumping to conclusions. It's like people who think all ASIANS good at math, ALL BLACKS ghetto, ALL WHITES cant dance...etc.....just dumb things we label people not having enough information.
08-22-2011 | 10:20 AM
#83
Hmm, I see a lot of strong reactions to my first post, so I think I should clarify:
When I say you should pay cash for your cars because it's a good idea, that's a fact. You are going to spend less money and have less hassles.
When people say but what if you're buying a really expensive car, you can't pay cash for it, you can afford it but you need financing, and I say I don't believe in buying cars that cost that much money to the point that you need to finance them, that's an OPINION.
I personally will never buy a car that's getting up there in the 5-digit range unless I am someday rich and I have money to blow on that kind of thing. However, I know there's many of you in here who are established and successful in very good careers and it's no problem for you to have a decent-sized car payment in your budget. That's one of the benefits of being in your situation, and I say hats off to ya for that. I hope to be able to be in your situation some day.
I'm 18 years old and a college student. My income and budget is exponentially different than most of yours in here. That being said, don't cross up my well-guided advice based on financial facts with my opinions based on my tight financial situation and experience with it, because you probably won't agree with it.
When I say you should pay cash for your cars because it's a good idea, that's a fact. You are going to spend less money and have less hassles.
When people say but what if you're buying a really expensive car, you can't pay cash for it, you can afford it but you need financing, and I say I don't believe in buying cars that cost that much money to the point that you need to finance them, that's an OPINION.
I personally will never buy a car that's getting up there in the 5-digit range unless I am someday rich and I have money to blow on that kind of thing. However, I know there's many of you in here who are established and successful in very good careers and it's no problem for you to have a decent-sized car payment in your budget. That's one of the benefits of being in your situation, and I say hats off to ya for that. I hope to be able to be in your situation some day.
I'm 18 years old and a college student. My income and budget is exponentially different than most of yours in here. That being said, don't cross up my well-guided advice based on financial facts with my opinions based on my tight financial situation and experience with it, because you probably won't agree with it.
Last edited by Waxima; 08-22-2011 at 10:25 AM.
08-22-2011 | 10:26 AM
#84
Hmm, I see a lot of strong reactions to my first post, so I think I should clarify:
When I say you should pay cash for your cars because it's a good idea, that's a fact. You are going to spend less money and have less hassles.
When people say but what if you're buying a really expensive car, you can't pay cash for it, you can afford it but you need financing, and I say I don't believe in buying cars that cost that much money to the point that you need to finance them, that's an OPINION. I personally will never buy a car that's getting up there in the 5-digit range unless I am someday rich and I have money to blow on that kind of thing.
I'm 18 years old and a college student. My income and budget is exponentially different than most of yours in here. That being said, don't cross up my well-guided advice based on financial facts with my opinions based on my tight financial situation and my experience with it.
When I say you should pay cash for your cars because it's a good idea, that's a fact. You are going to spend less money and have less hassles.
When people say but what if you're buying a really expensive car, you can't pay cash for it, you can afford it but you need financing, and I say I don't believe in buying cars that cost that much money to the point that you need to finance them, that's an OPINION. I personally will never buy a car that's getting up there in the 5-digit range unless I am someday rich and I have money to blow on that kind of thing.
I'm 18 years old and a college student. My income and budget is exponentially different than most of yours in here. That being said, don't cross up my well-guided advice based on financial facts with my opinions based on my tight financial situation and my experience with it.
08-22-2011 | 10:27 AM
#85
Senior Member
Joined: Mar 2008
Posts: 39,983
From: Atlanta, GA
"Smart Spending: Your Guide To Buying a Car Like You Have Some Damn Sense" is an online course offered by Waxima and available to the OP for three low payments of $49.95 (with approved credit).
08-22-2011 | 10:34 AM
#86
If I didn't hate math so much, I would probably change my major from communications to accounting. I like to think I'm good with money, but dealing with finances is probably one of my least favorite things to do in life.
I'll take that offer up with the OP if he would like, though.
08-22-2011 | 11:47 AM
#89
Banned
Joined: Aug 2011
Posts: 24
From: SoCal
If you can't afford a 3k car you have issues. period.
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