Am I screwed?
10-05-2008, 11:00 AM
#1
Am I screwed?
I got rear ended, didn't wait for the cops to come, i got all the guys information, except insurance, because he told me that he couldn't find it.. I got his cell, address, license plate, drivers license #.. and i snapped some pics of both cars, but didn't get much detail.. nothing happened to his truck other than the license plate bending... but my car's trunk lid is bent, and the bumper is eff'd... Am i completely screwed because i was a dumbass and didn't wait for the cops to show up?
10-05-2008, 11:26 AM
#5
Senior Member
Join Date: Aug 2008
Posts: 281
10-05-2008, 12:13 PM
#8
it depends on how honest the other guy is. I am not sure what their insurance company will do but i at least in Utah if the damage looks to be over $500 or over you should call the cops.
I was rear ended once and didnt see the need to involve the police because it was pretty minor. I called the lady's insurance and they didn't give me any problems about there not being a police report or anything like that
I was rear ended once and didnt see the need to involve the police because it was pretty minor. I called the lady's insurance and they didn't give me any problems about there not being a police report or anything like that
10-05-2008, 12:54 PM
#9
it depends on how honest the other guy is. I am not sure what their insurance company will do but i at least in Utah if the damage looks to be over $500 or over you should call the cops.
I was rear ended once and didnt see the need to involve the police because it was pretty minor. I called the lady's insurance and they didn't give me any problems about there not being a police report or anything like that
I was rear ended once and didnt see the need to involve the police because it was pretty minor. I called the lady's insurance and they didn't give me any problems about there not being a police report or anything like that
10-05-2008, 01:13 PM
#10
Depends on the state you live in. In mass. you don't have to call the cops. Just get drivers info and license plate number if you forget to get insurance info. You also took pics so you should be fine. If someone rear ends you they are at fault so you should be fine.......
10-05-2008, 01:42 PM
#11
The guy told me he was a national guard, and he told me that he couldn't find his insurance card, he said he would pay for it, told me to get an estimate, and gave me his cell #, which is his real number, i called him and asked for his insurance #, and he said that he would have to look for it, and i asked him to give me a call when he does... We'll see, I'm done kicking my own *** for my stupid *** decisions today, I've learned a good lesson, and I'll be pushing my saved suspension money towards repairing my car/my own actions.. again.. :P
10-05-2008, 02:03 PM
#13
Your not screwed... Get the estimates and give the guy a call. I'm sure if he is in the national guard he is going to pay and is somewhat of an honest person. He probably doesnt want you to have his insurance info so you dont file a claim on his insurance and have his rates go up. If he doesnt pay, then take him to small claims court and sue for Damage to the vehicale, court cost, and any lost wages you may have incurred. It'll be an open and shut case with all the evidence you have. More than likely the guy will pay though. Next time I would certainly wait for the police though. The guy could have waited for you to leave and turned around and called the cops and said you left the scene of an accident. Then you could be screwed.
10-05-2008, 03:14 PM
#16
I live in Ny and I totalled my moms honda odyssey on the parkway. It was during a bad ice storm and there was a four car pile up ahead and all the police when over there to help them out. Parkway was closed because of the high number of accidents sat there for 5 hours the police never came. It happened to all work out in the end would up being the guy I hit's fault becuase he was speeding and went sideways into my lane when he hit the brakes. I think you'll be alright.
btw, I got rear ended and was paid cash. The damage was about 1500-1700 I needed my trunk lid streightened and a new bumper and taillights. Hope everything works well for you. Pics would be good for people to help gauge the costs
btw, I got rear ended and was paid cash. The damage was about 1500-1700 I needed my trunk lid streightened and a new bumper and taillights. Hope everything works well for you. Pics would be good for people to help gauge the costs
10-05-2008, 05:58 PM
#17
If he didn't have an insurance card though, call the cops and wait. They will either verify his insurance coverage or ticket him for having no insurance. He will either have to cough up his information to get out of the ticket or he really doesn't have insurance.
10-05-2008, 06:09 PM
#18
Not in Texas. All the cops did when I got rearended was to make sure we exchanged information, make sure a tow truck was on the way for the other driver's car and to block traffic so I could get my car turned around (got hit in the right lane and was knocked across two lanes of traffic onto the left shoulder facing oncoming traffic). The cops don't make a report unless there are injuries requiring medical treatment, damage to public property or one of the drivers is obviously under the influence.
If he didn't have an insurance card though, call the cops and wait. They will either verify his insurance coverage or ticket him for having no insurance. He will either have to cough up his information to get out of the ticket or he really doesn't have insurance.
If he didn't have an insurance card though, call the cops and wait. They will either verify his insurance coverage or ticket him for having no insurance. He will either have to cough up his information to get out of the ticket or he really doesn't have insurance.
10-05-2008, 07:01 PM
#19
I dont think your screwed, you just have a few more calls to make. Get his info and call the police. You have his contact info, just give call him and get the ins info. I dont think its illegal to drive without an insurance card.
In Virginia the police dont fill out a report unless damage exceeds $1200. I didn't know they were trained in auto body estimates, but it's their call at the scene.
In Virginia the police dont fill out a report unless damage exceeds $1200. I didn't know they were trained in auto body estimates, but it's their call at the scene.
10-05-2008, 07:18 PM
#20
I got rear ended, didn't wait for the cops to come, i got all the guys information, except insurance, because he told me that he couldn't find it.. I got his cell, address, license plate, drivers license #.. and i snapped some pics of both cars, but didn't get much detail.. nothing happened to his truck other than the license plate bending... but my car's trunk lid is bent, and the bumper is eff'd... Am i completely screwed because i was a dumbass and didn't wait for the cops to show up?
Last edited by CMax03; 10-05-2008 at 08:54 PM.
10-06-2008, 08:24 PM
#23
That doesnt look too bad, but it still stinks. I'd say $1100 and 3 days in the shop for a new bumper cover and body work on the trunk. Provided the gap is just the bumper cover buckling away from the body.
Here's a thought:
I was told at my local Nissan that you cant buy the AE lip without the bumper cover. So if this is true, try and get Ins money for both and just use your old lip on a standard bumper cover. Or, buy the set and sell your old lip.
Here's a thought:
I was told at my local Nissan that you cant buy the AE lip without the bumper cover. So if this is true, try and get Ins money for both and just use your old lip on a standard bumper cover. Or, buy the set and sell your old lip.
10-06-2008, 09:56 PM
#24
That doesnt look too bad, but it still stinks. I'd say $1100 and 3 days in the shop for a new bumper cover and body work on the trunk. Provided the gap is just the bumper cover buckling away from the body.
Here's a thought:
I was told at my local Nissan that you cant buy the AE lip without the bumper cover. So if this is true, try and get Ins money for both and just use your old lip on a standard bumper cover. Or, buy the set and sell your old lip.
Here's a thought:
I was told at my local Nissan that you cant buy the AE lip without the bumper cover. So if this is true, try and get Ins money for both and just use your old lip on a standard bumper cover. Or, buy the set and sell your old lip.
On a good note, i test drove a 09 Maxima, and those things are a BEAST! but the body style is a little to curvy for my taste.. Maybe i can convince my parents to trade in the max for the 2006 6spd Touring 350z w/ 30k on it
Pshh, i wish.. lolz
Last edited by FlipCpt45; 10-06-2008 at 10:02 PM.
10-06-2008, 10:04 PM
#26
Man, even if the cops did show up, they would have just given him a ticket, and i still most likely wouldn't have gotten anything... Hes still giving me his "word" that he would come up with the money.. or get some insurance or w.e, but isn't that kinda insurance fraud? I've already come to the worst case scenario and figured I'm probably going to end up paying for this out my own pocket :P
Maybe its time to find another car.. or maybe I'm just bad luck.. my car has been rear ended about 4 times already :P
Maybe its time to find another car.. or maybe I'm just bad luck.. my car has been rear ended about 4 times already :P
Last edited by FlipCpt45; 10-06-2008 at 10:08 PM.
10-06-2008, 10:35 PM
#27
Well I'm from dallas and the cops don't come out for accidents but you should have gotten his insurance info. You may still be ok if all the info you got was good try to call him and get the insurance information and file the claim. Good luck I hope things work out
10-06-2008, 10:41 PM
#28
your maxie is too attractive that everyone want a piece of that rear end. 
doesn't really matter even if police report was filed. if he doesnt want to pay there's really nothing much you can do about it except sue. you have pictures of the collision and info from the other driver, i'm sure it'll hold up in court when it comes to the worst case scenario of actually going to court. Just go get an estimate and get it fixed ASAP before the dude find loop holes and back out or something. make sure you got to a rep-able shop though.
doesn't really matter even if police report was filed. if he doesnt want to pay there's really nothing much you can do about it except sue. you have pictures of the collision and info from the other driver, i'm sure it'll hold up in court when it comes to the worst case scenario of actually going to court. Just go get an estimate and get it fixed ASAP before the dude find loop holes and back out or something. make sure you got to a rep-able shop though.
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