sgirgiss is right. Overstock had just about the lowest price in a 50 mile radius. While I didn't buy from one of the Overstock dealers, I used the price as ammunition in my negotiations.

$25,200 for an S model. Includes $2500 in incentives, not Including Taxes and DMV (Philadelphia area)

 

I think this is overpriced. Regardless of 2010 or 2011, the retail price is the same (except during year end close-out of course). I have the same specs for $389/month with nothing down. I just had to pay tax, title, and first month. This was before the year end clearance hit. Should be $400-410 max in my opinion.

 

I am currently financing my SV with Sport fully loaded for $599 for 60 months with 0% nothing down. $39,090 sticker. Got it 33,100 before tax. Do you guys think this is a good deal or could've been better?

 

If I'm not mistaking a Maxima SV Sport for $33,100 is an average price for now so not bad however a monthly payment of $599 I find steep.

 

Well it's only that high because it's 60 months. If I went with 72 it would be about 480-490. So I just went with 0%. I think my payment is reasonable.

 

i have a question...

looking to get the 2011 Maxima S while trading in my 09 for it...i have about $6G left on the payments for 09 but at a really high interest rate.

i checked on kbb.com to see trade in value at a dealership = $24,500

new 2011 maxima is $27,722...last week it was 26,500 with other promotions

should i trade in my 09 for the 2011 (i will be sticking with the Maxims S)

my interest rate would hopefully be lower because my credit has gone up over 100 within the last year....i'll have the color i want as well if i do this...

does this sound reasonable???

 

If you get that price for your trade in and that price for the 2011 S, I would jump on it.

That's a good trade in value. Let us know if you get that value.

Good luck.

 

hmmm...very disappointed right now...just got back from Tustin Nissan and they offered me $21500 for my car...wtf!?!?!? I have an 09 S with less than 13,000 miles on it with all oil changes(3 so far) done at this dealership...

i checked kbb.com and it said trade in value at dealership for excellent would be $24,500...the sales manager said my car was in excellent condition

was he just trying to rip me off? i'm gonna goto another dealership tomorrow and find out what they're gonna offer me

 

24k

 

Hi, I am going to check out a 11 Maxima SV with sport package and tech package. What price should I looking forward? (Alhambra, CA)

 

life

if you've only got 13,000 miles on your car and $6,000 left on the loan

just pay it off and keep driving it

why take on, assuming you really do get $24,000 for your trade, $10,000-$12,000 (just guessing on financing fee and taxes) in debt just to drive the same car? you're so close to having no payments...

 

cause my interest is super high...with all the interest i'm paying...i could get the newer one and it would almost come out even assuming i get 2% interest rate or lower

 

i was under the impression with the way car loans worked, interest is loaded into the loan, also known as a "financing fee". that is why 0% loans are so attractive for dealers, as they save the consumer thousands on the price of the loan, not the vehicle itself.

whether you pay off your car in the first week of ownership or at any other point during the course of the 60 months or 72 months or whatever, you're still paying the same amount, as interest doesn't accrue. it was factored in to your initial payment plan.

i could be wrong. probably am. :-P

either way, if you've only got $6000 on it - you've obviously been making payments much larger than the minimum. you should be done paying it off within a year right? 13,000 miles.. the car is practically brand new.

 

if i only owed $6k on a brand new car like yours, i would pay it off and not worry about getting the same car just in a different color.... i can see if you wanted to trade it on for something different

 

i guess you guys are right...i'll just pay it off...and then start modding once i have money saved up...i still love the car...no matter what color...guess no mirror tint for me

 

It actually depends on the institution and loan agreement. Sometimes the interest in locked in, but i believe NMAC loans are amortized. Meaning if you send extra money and specify that it goes to the principal, it will reduce the interest on your loan. Be aware that if you simply write a larger check each month instead of a separate one, you may just be paying your loan off quicker instead of reducing your interest.

If your loan interest isn't locked in, you could always refinance that $6000 at a lower rate and save yourself a few bucks.

As for the price of the trade, a dealer n my area had a perfect 2010 S model with 8000 miles and was asking $25,500 so it looks like they're trying to make a few bucks on you. I would definitely visit more than one dealership. I've found that trade-in offers vary as much as new car prices do.

 

OMG...i've been looking to refinance for sooo long...but the minimum is $7500...hence buying a new car with a lower interest rate would bring along a new loan that hits the minimum $7500

the only place that has a lower minimum is wells fargo and i'm already with them

All the extra money that I pay on top of the monthly payment goes straight toward the Principal only...1 check for monthly payment including interest...the 2nd check straight toward principal

 

Any chance of joining a credit union? I'm looking at one right now that is offering refi loans for $5000 minimum and a 2.9 apr. Might be worth looking into.

 

I paid 34k for premium+tech+spoiler and 19" wheels... it was about 2 or 3 months before the 2010's came out tho.

(sorry this is off-topic but...)

If anyone is considering putting a k&n cold air intake into their 7th gen maxima... check out diamondp.com... i run it and i can hook anyone who is interest up... we have a list of vendors on the right hand side of the webpage and we can get distributor prices for each brand. some of the brands are: AEM, Bully Dog Technology, Dynomax, Edelbrock, Holley, K&N... just to name a few.

callen@phillipspatterns.com if you have any questions...

 

really?...please inform me of who it is or the website...thanks

-stuart

 

I I stumbled upon these 2 when searching.

http://www.downonrates.com/about.php

https://www.penfed.org/productsAndRa...ceAutoLoan.asp

Here's one where the minimum refii amount is $1000

http://www.cafcu.org/?Cabinet=Main&D...=Vehicle+Loans

You should also check your local area for credit unions. You may already be eligible through your job, church, etc.

Failing everything else, if you are really getting hit, like 16%+, you could always put it on a promotional rate credit card.

 

I live in NJ but bought my car from Rockland County NY.
I was upside down on my girls 2005 TL prob about $1000 - $2000
I put down first months payment + MV
$390 + $389 and am paying $390 a month on a premium tech nav maxima.
It was stickered above 39K all it did not have was the spoiler..
I work for Infiniti though and had VPP pricing
And I got 16K miles a year BUT the car was a managers demo with 2000 miles but i do not get penalized on the warrenty or the lease miles.
I could have got a new one for that price but took the demo because it was the color I wanted and they would not drop anymore because it was a demo..

 

wow 27k otd for sv is a steal!

 

http://www.cafcu.org/?Cabinet=Main&D...=Vehicle+Loans = BUST = for new car refinance...max mileage is 12,000 miles = so sad, i'm at 12,800 right now

https://www.penfed.org/productsAndRa...ceAutoLoan.asp = looks good...i just gotta pay $20 extra to become a member before i even get to apply...but i think this is more worth it


i'll check out the credit unions later today


thanks for the help!

 

I am planning to buy a used 09 Max SV Sport with Nav tomorrow in Tuscan Sun (dark red). The car has 15K miles and I will be paying $24,500. They are giving me $17,000 for my clean 07 Max SL with 37K miles.

I shopped around and this seems to be a good deal. What do you think? This is my 2nd choice of colors with silver being my first choice. Let me know your thoughts.

 

You wont find any better than Penfed. I've bought 3 cars with them and the customer service is GREAT!!

 

I killed them on my new one since the 2011's just came in theyre trying to dump the 10's and i just got a brand new sv with sport and ipod package for 30,000 out the door after taxes. (for less than my regular sv in august which was 34 ish)(some jackass totaled it so i get a new one)

 

Nice, glad you upgraded this time. Whats the ipod package? Do you mean the color screen?

 

Ipod integration but not tech/nav

 

There is a color screen option called the monitor package that has no nav, Im assuming thats what you got?

 

30k Flat, SV Sport! Got 2 year service too.

 

I got my 2010 Maxima SV Premium package for 33 out the door. Sticker was 38,500

 

SV premium is with navi, right?

what color?

 

Na Navi is an add-on, called the technology package.

 

oh ok

there are so many combinations, lol. very hard to follow.

 

No nav but has the 7 inch screen. nav is pretty much the only thing missing but I had nav in my last car and used it maybe twice in 2 years. I got tuscan sun color. its the dark burgundy color. Ive had black and white and grey color cars. I was ready for a change. interior black leather with red stitching

 

You financed or leased? If you don't mind, can you tell me how much your paying monthly if you financed. I'm just curious because nobody has really posted how much they are paying monthly if they have financed. I'm paying 599 at 60 months nothing down.

 

30K as in 30k out the door ? if so then that's a good, and going price for the 2010 sv without navi.

27k out the door is the going price for the 2010 S base without navi.

 

33k out the door. My company has a deal with nissan and infiniti... Maximas are dealer invoice minus $1,650. So got an awesome deal

 

i leased. payment is 380. typically if u finance it is $80-115 per every $5000 depending on your interest rate. seems like u got a good price for 600 monthly.